Compare Payment Gateways

PayPal

www.paypal.com/

paypal logo

Setup Fee: Nil

Monthly Fee: Nil

Transaction Fee: 3.4% plus $0.45 cents

17 major currencies

Funds deposited only on special request, then it takes 1-3 days

Windcave

www.windcave.com/

wind cave logo

Setup Fee: $99

Monthly Fee: $30

Transaction Fee: $0.30 + 2.80% per transaction

 

Stripe

www.stripe.com/

stripe logo

Setup Fee: Nil

Monthly Fee: Nil

Transaction Fee: 2.9% + $0.30 per transaction

Payouts arrive on a 2-day rolling basis. Or you can opt to receive weekly or monthly payouts.

Paystation

www.paystation.co.nz

paystation logo

Setup Fee: $149 + bank fees

Monthly Fee: $39 + bank fees

Transaction Fee: $0.45 per transaction

 

Poli Pay

www.polipay.co.nz/

poli logo

Setup Fee: Nil

Monthly Fee: Nil

Transaction Fee: Simply 1% of the transaction value +GST (max fee is $3.00 +GST per transaction).

 

 

Paymate

www.paymate.co.nz

paymate logo

Setup Fee: Nil

Monthly Fee: Nil

Transaction Fee: 3% + $0.50

 

 

Laybuy

www.laybuy.com

laybuy logo

Laybuy enables customers to purchase goods in 6 automatic interest-free installments.

Contact Laybuy regarding their fees and charges.

Oxipay

oxipay.co.nz/

oxipay logo

Oxipay allows customers to spread out the cost of their purchase over 8 weekly payments if the purchase is $40 or more, or 4 fortnightly payments. Fill in a form on their website to speak to one of their experts regarding fees and prices. 
Zip

zip.co/

zip logo

Setup Fee: Nil

Monthly Fee: Nil

Transaction Fee: a Merchant Fee is charged on all successful transactions

Afterpay

www.afterpay.com/en-NZ/

afterpay logo

Afterpay allows customers to make purchases with 4 automated, interest-free, fortnightly installments. Merchants can contact Afterpay for fees and charges. 
eWay

eway.io/nz/

Setup Fee: Nil

Monthly Fee: Ranges from $0 to $35 per month

Transaction Fee: Flat rate fees of 3.4%, 2.95%, or 2.7% 

Paymark Click

www.paymark.co.nz/

paymark logo

Setup Fee

Monthly Fee: $25

Transaction Fee: $0.20 cents 

Transfer Wise

transferwise.com/nz

Transferwise logo

 Setup Fee: Nil

Monthly Fee: Nil

Convert Currencies Fee: 0.33% – 3.35%

Receive money in EUR, USD, GBP, PLN, AUD & NZD: Free 

American Express

www.americanexpress.com/nz/

american express logo

Merchants can apply directly to American Express for a merchant account. You will need to connect this to your existing payment gateway, check with your payment gateway first to ensure compatibility. 

Setup Fee: One time fee

Monthly Fee: Nil

Transaction Fee: Check with American Express for their transaction fees

 

Fetch Web Payments – From Kiwibank

www.fetchpayments.co.nz/

fetch logo

A great credit card payment gateway service from Kiwibank.

Give Fetch a call to discuss their solutions for your business. 

Shopify Pay

www.shopify.com/payments

Shopify Logo

Comes with Shopify account, no setup fees or monthly fees. Only compatible with Shopify.

Setup Fee: Nil

Monthly Fee: Nil

Transaction Fee: 2.9% + $0.30 per transaction

Written.

by Sequoia Painter
June 16, 2020

Categories.

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