Payment

Payment Gateways Comparison Table

Compare Payment Gateways

 

PayPal

 

www.paypal.com/

Setup Fee: Nil

 

Monthly Fee: Nil

Transaction Fee: 3.4% plus $0.45 cents

17 major currencies

Funds deposited only on special request, then it takes 1-3 days

Windcave

 

www.windcave.com/

Setup Fee: $99

 

Monthly Fee: $30

Transaction Fee: $0.30 + 2.80% per transaction

 

Stripe

 

www.stripe.com/

Setup Fee: Nil

 

Monthly Fee: Nil

Transaction Fee: 2.9% + $0.30 per transaction

Payouts arrive on a 2-day rolling basis. Or you can opt to receive weekly or monthly payouts.

Paystation

 

www.paystation.co.nz

Setup Fee: $149 + bank fees

 

Monthly Fee: $39 + bank fees

Transaction Fee: $0.45 per transaction

 

Poli Pay

 

www.polipay.co.nz/

Setup Fee: Nil

 

Monthly Fee: Nil

Transaction Fee: Simply 1% of the transaction value +GST (max fee is $3.00 +GST per transaction).

 

 

 

Paymate

www.paymate.co.nz

Setup Fee: Nil

 

Monthly Fee: Nil

Transaction Fee: 3% + $0.50

 

 

 

Laybuy

www.laybuy.com

Laybuy enables customers to purchase goods in 6 automatic interest-free installments.

 

Contact Laybuy regarding their fees and charges.

Oxipay

 

oxipay.co.nz/

Oxipay allows customers to spread out the cost of their purchase over 8 weekly payments if the purchase is $40 or more, or 4 fortnightly payments. Fill in a form on their website to speak to one of their experts regarding fees and prices. 

Zip

 

zip.co/

Setup Fee: Nil

 

Monthly Fee: Nil

Transaction Fee: a Merchant Fee is charged on all successful transactions

Afterpay

 

www.afterpay.com/en-NZ/

Afterpay allows customers to make purchases with 4 automated, interest-free, fortnightly installments. Merchants can contact Afterpay for fees and charges. 
eWay

 

eway.io/nz/

eWAY Payment Gateway

 

Setup Fee: Nil

 

Monthly Fee: Ranges from $0 to $35 per month

Transaction Fee: Flat rate fees of 3.4%, 2.95%, or 2.7% 

Paymark Click

 

www.paymark.co.nz/

Setup Fee: 0

 

Monthly Fees

  • 0-100 Transactions: $25
  • Per Transaction In Excess of 100 Transactions: $0.25

Transaction Fee: 0

Transfer Wise

 

transferwise.com/nz

 Setup Fee: Nil

 

Monthly Fee: Nil

Convert Currencies Fee: 0.33% – 3.35%

Receive money in EUR, USD, GBP, PLN, AUD & NZD: Free 

American Express

 

www.americanexpress.com/nz/

Merchants can apply directly to American Express for a merchant account. You will need to connect this to your existing payment gateway, check with your payment gateway first to ensure compatibility. 

 

Setup Fee: One time fee

Monthly Fee: Nil

Transaction Fee: Check with American Express for their transaction fees

 

Fetch Web Payments – From Kiwibank

 

www.fetchpayments.co.nz/

A great credit card payment gateway service from Kiwibank.

 

Give Fetch a call to discuss their solutions for your business. 

Shopify Pay

 

www.shopify.com/payments

Comes with Shopify account, no setup fees or monthly fees. Only compatible with Shopify.

 

Setup Fee: Nil

Monthly Fee: Nil

Transaction Fee: 2.9% + $0.30 per transaction