Compare Payment Gateways
| 
PayPal
 
 ![]()  | 
Setup Fee: Nil
 
 Monthly Fee: Nil Transaction Fee: 3.4% plus $0.45 cents 17 major currencies Funds deposited only on special request, then it takes 1-3 days  | 
| 
Windcave
 
 ![]()  | 
Setup Fee: $99
 
 Monthly Fee: $30 Transaction Fee: $0.30 + 2.80% per transaction 
  | 
| 
Stripe
 
  | 
Setup Fee: Nil
 
 Monthly Fee: Nil Transaction Fee: 2.9% + $0.30 per transaction Payouts arrive on a 2-day rolling basis. Or you can opt to receive weekly or monthly payouts.  | 
| 
Paystation
 
  | 
Setup Fee: $149 + bank fees
 
 Monthly Fee: $39 + bank fees Transaction Fee: $0.45 per transaction 
  | 
| 
Poli Pay
 
 ![]()  | 
Setup Fee: Nil
 
 Monthly Fee: Nil Transaction Fee: Simply 1% of the transaction value +GST (max fee is $3.00 +GST per transaction). 
  | 
|  
 
 Paymate ![]()  | 
Setup Fee: Nil
 
 Monthly Fee: Nil Transaction Fee: 3% + $0.50 
  | 
|  
 
 Laybuy  | 
Laybuy enables customers to purchase goods in 6 automatic interest-free installments.
 
 Contact Laybuy regarding their fees and charges.  | 
| 
Oxipay
 
  | 
 Oxipay allows customers to spread out the cost of their purchase over 8 weekly payments if the purchase is $40 or more, or 4 fortnightly payments. Fill in a form on their website to speak to one of their experts regarding fees and prices.  | 
| 
Zip
 
  | 
Setup Fee: Nil
 
 Monthly Fee: Nil Transaction Fee: a Merchant Fee is charged on all successful transactions  | 
| 
Afterpay
 
  | 
Afterpay allows customers to make purchases with 4 automated, interest-free, fortnightly installments. Merchants can contact Afterpay for fees and charges. | 
| 
eWay
 
 
 
  | 
Setup Fee: Nil
 
 Monthly Fee: Ranges from $0 to $35 per month Transaction Fee: Flat rate fees of 3.4%, 2.95%, or 2.7%  | 
| 
Paymark Click
 
 ![]()  | 
Setup Fee: 0
 
 Monthly Fees 
 Transaction Fee: 0  | 
| 
Transfer Wise
 
 
 ![]()  | 
 Setup Fee: Nil
 
 Monthly Fee: Nil Convert Currencies Fee: 0.33% – 3.35% Receive money in EUR, USD, GBP, PLN, AUD & NZD: Free  | 
| 
American Express
 
  | 
Merchants can apply directly to American Express for a merchant account. You will need to connect this to your existing payment gateway, check with your payment gateway first to ensure compatibility. 
 
 Setup Fee: One time fee Monthly Fee: Nil Transaction Fee: Check with American Express for their transaction fees 
  | 
| 
Fetch Web Payments – From Kiwibank
 
 ![]()  | 
A great credit card payment gateway service from Kiwibank.
 
 Give Fetch a call to discuss their solutions for your business.  | 
| 
Shopify Pay
 
  | 
Comes with Shopify account, no setup fees or monthly fees. Only compatible with Shopify.
 
 Setup Fee: Nil Monthly Fee: Nil Transaction Fee: 2.9% + $0.30 per transaction  | 





    







